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IMPORTANT INFORMATION

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Loans are subject to status and secured loans are available to homeowners only aged 18 or over. Loans may be secured on your home. Calls may be recorded. Rates 7.9% APR to 19.6% APR Variable The overall cost for comparison is 11.9% APR Typical/Variable.

GOOD CREDIT HISTORY?

We have a number of partnerships with loan and mortgage sites offering personal loans to people with good credit histories. Try Cavo personal loans for secured and unsecured loans, Abacus Credit for personal loans you can count on or Handmade mortgages for non-adverse mortgage loans.

What we offer
	Ł500 - Ł1million
	Any purpose loans
	Self Employed
	No proof of income
	Arrears and ccjs OK
	Council right to buy
	Non status loans
	Credit problems - no problem
	Mortgages/Remortgages
	Credit Cards for all

Arrears? CCJs? Defaults?

DON'T PANIC - We can help you

Panic Loans are specialists in obtaining loans for UK residents with credit problems. If you are having trouble obtaining a loan elsewhere, give us a try.

We welcome all applicants including those with arrears, defaults, ccjs, the self employed - whatever your personal circumstances we will try to help you.

Choose the type of finance you require from the list on the left to find out more, or click here to go directly to our online application form for your free, no obligation, quotation.

We can help tenants and homeowners alike, providing you with great rates and fantastic customer service. Get your free quotation and see what we can offer you.

We genuinely consider all circumstances no matter how bad your credit rating or adverse your circumstances.

Bad credit and credit problems

DON'T PANIC - secured and unsecured loans available

We understand that many people get into financial difficulties at some point in their lifes. Sometimes this will end up with a county court judgement (ccj) against you, or perhaps you fall behind with payments on your mortgage, loans or credit cards.

Don't Panic - we can often help where other credit brokers fail because we are specialists in providing loans to UK applicants with credit problems and bad credit.

So no matter how bleak things may seem, give us a try. Get your free personal loan quotation and see what we can offer you.

We provide secured loans and unsecured loans to homeowners, and tenants are offered unsecured loans.

Our loans are for any purpose - we offer car loans, home improvement loans, debt consolidation loans - all on a secured or unsecured basis and all aimed at those people unlucky enough to have a bad credit rating or a history of other credit problems such as ccjs, arrears and defaults.

If you have debt problems but don't think that a new loan is the answer, we can also offer debt management services.

Click here for debt management

We also offer non status mortgages for people with bad credit, ccjs etc. Complete our online mortgage enquiry form and we will get back to you with our best offer.

Alternatively visit our dedicated bad credit mortgage site - Panic mortgages for people with credit problems.

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